ESM/Bowermaster Managing the First 5 Critical Days After An Injury

When an injury occurs, it is important to have a process in place to ensure compliance with Workers' Comp and Cal-OSHA requirements. Following companies' best practices that ensure all key stakeholders are aligned with a recovery and return to work strategy will help achieve the best outcome. An employer sets the tone for the optimal result during the first five critical days after an injury. Join us for a 30-minute webinar where we will discuss managing the first five critical days after an injury.


ESM Bowermaster TAPS, The ESM Claims Management Process That Gets Results

Triage claims into stages:

  1. Unresolved, ongoing medical treatment and disability
  2. Stipulated Awards with open future medical
  3. Ready to settle
  4. Compromise & Release
  5. Closed

Analyze: Establish strategic goals for each claim based on identified unresolved issues
Propose: Obtain settlement authority
Settle: Ensure accountability


Analyzing Loss Runs & Extrapolating Trends

Workers' Compensation loss data can be used to identify various levels of injury trends from which risk management goals and initiatives can be developed. Join us as we discuss how to analyze loss runs and what information is critical to mitigating risk.


Litigation Strategies For Best Work Comp Claim Outcome

When an employee retains an attorney and litigates their claim, the claim costs increase. These increased claim costs directly impact your bottom-line in the form of an inflated Experience Modification, higher work comp premiums, less insurance carriers competing for your business, and indirect loss costs (i.e. paying over-time, loss of productivity, etc.). Claims, and even more so, litigated claims inflate your costs. The best result is claim avoidance, but when a claim does occur and an attorney becomes involved the steps you take will make all the difference. Join us and learn what the best strategies are for the best results.


Managing Seasonal & Temporary Employees For Workers Compensation

Do you use a Temp Agency to provide temporary workers for a specific project, or as a way of vetting potential future employees? Are your workers performing seasonal jobs that last for a specified period, or their work hours may vary from week to week or throughout the year? If so, please join us as we discuss the Cal-OSHA requirements to protect temporary employees and the cost-effective ways to manage injuries of your temp or seasonal employees.


Bowermaster ESM: Complying With Your Heat Illness Prevention Plan

The heat is here! As the temperature intensifies, the potential for heat related illnesses rises dramatically. Heat illnesses are serious and it is important that you properly train and remain vigilant over your employees, especially during high-heat days.


Return to Work 3 – Creating and Managing Modified Duties

What is an employer's most controllable factor following a work injury? Managing the recovery from injury through a written return to work program. Join us as we discuss effective ways to reduce claim costs while maintaining a productive workforce.


The Interactive Process & Overlapping Leave Laws

If you have 5 or more employees, you are subject to the California Leave Laws of FEHA that mandate that an employer provides a reasonable accommodation for a person with a disability AND that they engage in an Interactive Process. What does that mean and how can an employer comply and avoid the potential for substantial penalties? Join us as we discuss how to ensure compliance while managing and reducing the cost of the Workers' Compensation claim.


Establishing Your Return To Work Program

What is an employer's most controllable factor following a work injury? Managing the recovery from injury through a written return to work program. Join us as we discuss effective ways to reduce claim costs while maintaining a productive workforce.


OSHA's Here, Now What? + Completing Your OSHA 300

Ah-oh! OSHA's at the front desk. What do we do? If not properly prepared (or in compliance), an unexpected OSHA visit can be costly and stressful. Join us as we discuss:

  • Preparing for an unexpected OSHA visit
  • Cal-OSHA's High Hazard Employer Program
  • Responding to an OSHA letter
  • Completing your OSHA 300 log. Tips and Tactics
  • Ensuring you are compliant with your primary exposures


Developing Your Risk Management Strategy

How do you reduce risk and subsequently reduce your Workers' Compensation costs? Join us as we discuss how to develop a strategic plan that will help keep you in control of reducing your company's risk and cost.


Building a Successful Return To Work Program

Return To Work (RTW) programs are designed to help employees remain a productive member of your workforce without impeding their recovery or risking additional injury. Having an effective RTW program helps reduce Workers' Compensation costs, control Experience Modification Rate (X-Mod), facilitate the injured worker's recovery, and increase potential for a positive resolution of the claim. Join us as we review how to build a successful and sustainable RTW program.

ESM Return to Work Manual Sample.docx


Managing First Aid Claims

Effective Jan. 1, 2017, all insured employers within the state of California must report all claims to their carrier or Third Party Administrator for which medical treatment costs are incurred. This includes reporting of first aid claims. If you have previously paid your "first aid" claims directly to the medical clinic, these costs must now be reported to the carrier and will impact your future Experience Modifier.

Employee Declination of Medical Treatment
Medical Registration First Aid Log with Treatment


Establishing an Effective Safety Committee

Managing a comprehensive risk management program is challenging. A successful Safety (or Risk) Committee can help employers manage the initiatives required to ensure compliance with OSHA, while mitigating risk and cost associated with Workers' Compensation. Learn how an effective Safety Committee can reduce your exposures and enhance your company's culture.

Safety Committee Essentials Module
Safety Management Tracking Matrix
Safety Meeting Agenda Template


New Hire Safety Orientation

The majority of injuries happen to employees within the first 6 months of employment. Thus, it is imperative employers have a standardized plan for onboarding new employees. Ensuring that all employees are trained in both their job duties and safety requirements helps to ensure compliance with Cal-OSHA and to mitigate the potential for injury. Join us for a 30 minute webinar where we will discuss tools to help you comply with Cal-OSHA and to transition new employees into a safe and healthful workplace.

New Hire Safety Orientation Module - General Industry


CA Workers' Compensation 2017 X-Mod Changes

Did you know that the Workers' Compensation Insurance Rating Bureau will change the rating formula for 2017? Employers that have a greater number of claims (frequency) than the average for their industry will have a higher X-Mod under this new plan.


Mandatory Sick Leave Takes Effect

We provide an overview of the mandate and answers to your most important questions. The documents below are supplements to the webinar.

Paid Sick Leave Webinar (Slides Only)
Notice to Employee LC 2810 (English PDF)
Notice to Employee LC 2810 (Spanish)
Notice to Employee LC 2810 (Vietnamese)
Paid Sick Leave Poster
Paid Sick Leave Poster (Spanish)
Paid Sick Leave Poster (Vietnamese)


Worker's Compensation - Investigating Disputed Claims

Learn about what an employer can do to investigate questionable claims. What is the basis of the claim under workers compensation? What steps should an employer take to manage the disputed claim?


Claims Management - Navigating the Complexity

An employer can no longer just file a claim and expect a positive outcome. An employer must be actively involved with the management of each claim all the way through to closure. Learn how you can dramatically impact the cost and outcome of a claim with claims management techniques that we will discuss in this month's webinar. Faster recovery and return to work equals reduced claim costs and reduced insurance premiums!


3 Steps to Controlling Your X-Mod

The California experience rating system is a merit rating system that provides employers an opportunity to reduce their premiums by preventing injuries and managing claims. Learn about the breakdown of the formula as we discuss solutions that will help mitigate this X-Mod exposure in this 45 minute webinar.